For clients just starting out with investing, welcome!   With as little as $3,000, you can begin your financial journey (commonly using a Roth IRA) with an advisory account managed by Tom Militello.

For clients further along, we may add other investments that complement their advisory accounts, and begin using our financial-planning software (at no extra cost) to keep clients on track for all their goals.

For high-net-worth clients, we may add private-placement investments, and will add extra focus on tax-saving strategies.

Our advisory accounts use 5 investment strategies in combinations customized for each client. These are actively managed strategies using a combination of individual stocks, real estate investment trusts, exchange-traded funds, closed-end funds, and mutual funds. These strategies heavily focus on individual stocks, and therefore have more holdings and more active buying and selling than the cookie-cutter portfolios found at many firms. But we feel there are several benefits to focusing on individual stocks in our clients' portfolios:

• The client can see exactly what they are invested in
• Ability to control taxes (in taxable accounts)
• Lower overall portfolio expenses, since individual stocks have zero costs beyond the advisory fee
• The client can include or exclude specific stocks to further customize their portfolio according to their interests and/or beliefs
• More control over reinvestment or distribution of dividends/interest

See Investment Strategies for more information. 

There are various insurance types serving a variety of purposes. Our independence allows us the opportunity to be unbiased in our recommendations, and compare products from a variety of companies. We will not recommend any insurance or annuity product unless it is in the client’s best interest.